It’s not if the market will turn, but when. At Howard Capital Management, Inc. (HCM) we invest with math-based, proprietary technology designed to attempt to minimize loss and maximize gains in complex market conditions.
We are honored to be included on the USA Today & Statista Best Financial Advisory Firms Award List.

Third-Party Rating, issued April 2023. Rating system developed for USA TODAY by market research firm Statista and based upon publicly available data. No direct or indirect compensation was provided in connection with obtaining or using the rating. Third-party ratings should not be used as the sole basis for determining whether to hire or retain a particular adviser. Third-party ratings do not guarantee success or any particular investment or financial outcome.

WHAT WE DO
Money Management
Whether you're saving for a new home, planning for retirement or in retirement, we have a portfolio model or tool to suit your needs, risk level and goals.
WHAT WE DO
Private Wealth Services
We partner with financial advisors and their high-net-worth clients to provide personalized investment portfolios, tax strategies, business planning, and more.
WHAT WE DO
Retirement Tools
We developed proprietary investing tools to assist participants in saving for retirement including the 401(k) Optimizer®, TSP Optimizer®, and HCM-Guided Retirement.
Rooted in years of mathematical research, our tactically managed approach seeks to driving returns through unbiased, non-emotional investments.
Vance Howard
CEO & Portfolio Manager
WHAT WE DO
Money Management
Whether you're saving for a new home, planning for retirement or in retirement, we have a portfolio model or tool to suit your needs, risk level and goals.
WHAT WE DO
Private Wealth Services
We partner with financial advisors and their high-net-worth clients to provide personalized investment portfolios, tax strategies, business planning, and more.
WHAT WE DO
Retirement Tools
We developed proprietary investing tools to assist participants in saving for retirement including the 401(k) Optimizer®, TSP Optimizer®, and HCM-Guided Retirement.

PROPRIETARY TECHNOLOGY
For investors.
Not adrenaline junkies.
THE HCM-BUYLINE®

Don’t Fear the Drop
Gain access to the HCM Volatile Market Guide.
Aiming to help investors navigate complex markets by providing strategies to maximize gains and minimize loses.
Latest Resources
Your Gateway to Professional Market Intelligence
Don’t Fight the Trend: Our Strategy While the Dust Settles
Vance Howard on Schwab Network: Why the Mag 7 is Bigger Than Investors Think
Ceasefire Uncertainty Leads to Global Risk-Off Moves
Start investing with confidence.
Money Management
WHAT WE DO
Whether you're saving for a new home, planning for retirement or in retirement, we offer a portfolio model or tool to potentially suit varying needs, risk levels and goals.
LEARN MORE
Private Wealth Services
WHAT WE DO
Whether you're saving for a new home, planning for retirement or in retirement, we have a portfolio model or tool to suit your needs, risk level and goals.
LEARN MORE
