Our Legacy Programs
The primary goal of Howard Capital Management, Inc. is to avoid devastating losses due to market volatility, therefore we strive to protect capital during market downturns and outperform the market during growth phases.
Our mathematical models, which we have fine-tuned for more than 18 years, drive our decision making process. When investing in the stock market, we take a strategic approach to exposure.
Our proprietary HCM-BuyLine® tells us when to be invested in the stock market and how much exposure to take. When the BuyLine dictates a move to the sidelines, we liquidate stock positions and seek safety in cash, money markets or short-term bonds. Otherwise, we will be in tactical mode and have a position in the stock market.
When we are invested in the stock market, our Proactive Sector Rotation (PSR) methodology tells us how to allocate capital on a tactical level. The PSR methodology is designed to keep us in those sectors which have the best chance of outperforming the market, thus striving to give us a statistical advantage over the market.
Our bond programs are always invested and also make use of the PSR methodology in an attempt to always be in the most advantageous sector. Our approach to trading is objective and model-based. In this way we strive to remove the impact of emotional decision making and to give ourselves and our clients a statistical advantage over the market.
Horizon Bond & HCM Bond Plus trade bond mutual funds. Both remain invested 100% of the time and utilize the Proactive Sector Rotation methodology. These programs typically seek to participate in domestic markets and sectors (but may on occasion hold global funds) and attempt to outpace Barclays Aggregate Bond Index. The strategy is to rotate among short-, medium-, and long-term bonds; high-yield bonds; corporate bonds; treasuries; and occasionally international bonds.
RYX-PSR & PRO-PSR trade mutual funds and utilize the HCM-BuyLine® and Proactive Sector Rotation methodology. These programs seeks to participate in domestic markets and sectors and attempt to protect assets during adverse market conditions while attempting to outpace the S&P 500 TR during positive market trends. Multiple indicators are monitored to identify developing trends in the markets. It is possible under certain market conditions to be fully invested in cash and/or short-term bonds or bond funds to protect gains. The portfolio can use inverse funds for profit potential and/or as a hedge.
Viper 2 & International Plus trade exchange traded funds (ETFs) and utilize the HCM-BuyLine® and Proactive Sector Rotation methodology. These programs seek to protect assets during adverse market conditions while attempting to outpace the S&P 500 TR during positive market trends. Multiple indicators are monitored to identify developing trends in the markets. It is possible under certain market conditions to be fully invested in cash and/or short-term bonds or bond funds to protect gains. The portfolio can use inverse funds for profit potential and/or as a hedge. Viper 2 participates in domestic and global markets and sectors, while International Plus participates only in global markets and sectors.
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