Howard Capital Management


HCM-BuyLine® Help Protect Your Assets with the HCM-BuyLine^® We spent years developing our proprietary HCM-BuyLine^®, and we take much pride in its ability to help us conduct our business. We are excited about this achievement and wish to share it with you. We believe it is the extra bonus that pushes us above our competition. It is painful to watch the value of your portfolio drop, and it is little comfort if the market in general is declining. In response, we developed the HCM-BuyLine^®. Howard Capital Management’s investment strategies are designed to protect capital in market downturns while seeking to outperform the major indices during market upswings. The HCM-BuyLine^® tells us when and how much to invest in equities. Its design is technical, but its interpretation is straightforward. Simply put, it gives us an objective indicator of the intermediate-term trend of the market. If the bulls are in control, our strategy is to invest capital in equities in order to take advantage of the gains a bull market can possibly bring. However, if the bears are in control, we typically move our clients’ capital to the safety of money markets or short-term bonds. The History Vance Howard, founder and CEO of Howard Capital Management, Inc., started investing in the early 1980s while in college. In 1987, he learned just how painful a bear market could be with the stock market crash in October of that year. After suffering a 70% drop in a modest investment account, he undertook a journey to discover how the markets work and how to apply that knowledge. One of his biggest discoveries occurred as a result of an introduction to a trader named Wayne Rainwater in the early 1990s. Mr. Rainwater had developed a method of calculating the strength of the market based on the ratio of new highs to new lows on the New York, NASDAQ and American stock exchanges. He was an experienced breakout trader and even today in his mid-eighties still trades. He shared his method with Vance. Since then, Vance has developed this method into a quantifiable indicator that he believes is a very accurate intermediate term indicator. Vance initially ran the calculations in the early 1990s every day after the market closed on a yellow pad, but then moved to a spreadsheet as the technology evolved. Now, the ratios are run on a 10, 20, 30, 90, 180 and 365-day basis, which he believes produces a clear picture of the strength or lack thereof in the overall market. According to Vance, "If there is 1 new high and 30 new lows, you cannot be in a bull market. Conversely, you must be in a bull market if there are 30 new highs compared to 1 new low. This approach helps take the guesswork out of our investment decisions as we strive to stay on the right side of the market."	Brochure Executive Bios

This communication is issued by Howard Capital Management, Inc. It is for informational purposes and is not an official confirmation of terms. It is not guaranteed as to accuracy, nor is it a complete statement of the financial products or markets referred to. Opinions expressed are subject to change without notice. Howard Capital Management, Inc. may maintain long or short positions in the financial instruments referred to and may transact in them as principal or agent. Unless stated specifically otherwise, this is not a recommendation, offer or solicitation to buy or sell and any prices or quotations contained herein are indicative only. To the extent permitted by law, Howard Capital Management, Inc. does not accept any liability arising from the use of this communication. Howard Capital Management is an SEC-registered investment adviser which only does business where it is properly registered or is otherwise exempt from registration.

Past performance is no guarantee of future results.

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HCM-BuyLine®

Help Protect Your Assets with the HCM-BuyLine®

The History

Help Protect Your Assets with the HCM-BuyLine^®